iPhone · iPad · Android · Free

Stop chasing
your friends
for money.

One friend paid for the hotel. Someone else got the fuel. You covered dinner. TeraHissa does the maths, tracks what you've lent and borrowed, and sends the reminder so you don't have to. No spreadsheets. No awkward messages.

Get it on the App StoreGet it on Google Play

Free to download. Free to use. Premium is optional and priced for your country.

TeraHissa dashboard showing net portfolio, receivable and payable balances
Dashboard — every balance, one screen
Zero manual maths
Split equally, by share or by exact amount.
Zero awkwardness
The app keeps the record, so you don't have to ask.
Zero ads
Nothing sold to third parties. Ever.
Zero cost to start
Groups, expenses and settle-up are free.
01 / What it does

Built for the way groups actually spend

01

Groups for anything

A trip, a flat, a hostel mess, a wedding fund. Add friends, name the group, start logging.

02

Expenses in seconds

Title, amount, category, done. Attach the receipt so nobody argues about the bill later.

03

Who owes whom, live

Receivable and payable update the moment anyone adds a payment. No end-of-trip reckoning.

04

Settle up, confirmed

Record a settlement and both sides see it marked confirmed. The balance closes at zero.

05

Borrow and lend, tracked

Not everything is a group. Lend a friend two thousand, log it, and the running balance stays visible until it comes back.

06

Reminders that aren't you

Send a money request with the reason attached. The app does the asking, so the friendship stays out of it.

07

Smart analytics

Where the money went, by category and by person. See who is carrying the group before it turns into a conversation.

08

One searchable history

Every expense, request and settlement across every group, filterable, in one activity feed.

02 / Inside the app

Four screens, no learning curve

Your Groups screen listing expense groups with balances
Groups — settled or not, at a glance
Add Expense form with title, amount, group, date and category
Add expense — receipt optional
Activity feed showing expenses and confirmed settlements
Activity — the whole paper trail
Dashboard with net portfolio and financial health summary
Dashboard — net position, live
03 / Beyond splitting

Lend it, track it, ask for it back

Borrow & lend

Money you lent isn't money you lost

Every friend gets their own running balance and a shared thread. Log what you lent, log what came back, and see the exact figure any time — no scrolling through chat history to work out who is up.

—One-to-one balance per friend, separate from group splits
—Request money with a reason, so the ask explains itself
—Repayments land as confirmed receipts in the thread
—Settle up straight from the friend's screen
Friend thread showing a money request, settlement records and a confirmed payment
Request money — the app does the asking
Smart analytics

See where the money actually went

Every group breaks its spending down by category and by person automatically. Food at eighty percent tells you something. So does one person having paid for most of the trip.

—Category breakdown with amounts and share of total
—Who paid how much, ranked across the group
—Your net position in green or red, updated live
—A financial-health read on what to settle first
Group screen showing balance, members and a spending breakdown by category and person
Group analytics — category and payer split
04 / Where it earns its keep

Four groups you already have

Trips

Fuel, hotel, food, tickets — four people paying at four different times, one clean total at the end.

Rent & flatmates

Rent, power, water, internet, the sudden plumber. Recurring, shared, and never remembered correctly.

Hostel & mess

Small amounts, high frequency, tight budgets. The exact situation where mental maths fails.

Dinners & daily

One card pays the table, everyone promises to send it later. Log it before you leave the restaurant.

05 / Also on the web

Same account, bigger keyboard

Sign in at terahissa.com and manage everything you manage on the phone — groups, expenses, receipts, settlements, history. Nothing is read-only.

Log in on the web

The app is where new accounts start. Install it once, then the web login is open to you.

What the web gives you
—Create and edit groups, add or remove members
—Log expenses and upload receipts from your desktop
—Record settlements and close balances
—Search the full activity history across all groups
Membership

Premium is bought inside the app, through the App Store or Google Play. There is no payment form on this website — and once it's active on your phone, the web unlocks automatically.

Free

Everything you need to split

Groups, friends, expenses, receipts, balances, settlements and the full activity feed. No trial clock, no card required, no ads.

Premium — optional

Costs less than a cup of tea

Priced per country and it starts at a few cents a month. You'll see your exact local price in the app before you confirm anything — monthly or yearly, cancel from your store account whenever.

06 / Straight answers

Questions before you install

Still stuck? Write to connect@terahissa.com — a person reads it.

Yes. Creating groups, adding friends, logging expenses, attaching receipts, tracking balances and settling up all cost nothing. Premium is an optional extra, not a paywall over the basics.

Your data
Not shared with third parties
No data is sold or passed on.
Deletion on request
Ask us and your account data goes.
No advertising
No ad networks in the app.
Rated for everyone
4+ on the App Store, 3+ on Play.

Full detail in the privacy policy.

Split it.
Settle it.
Forget it.

Free on iPhone and Android. Two minutes to your first group.

Already have an account?Log in on the web